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Money Travel Tips

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Are you planning to embark on an adventure overseas? To make the most of your overseas holiday, it’s best to get your finances organised and make a checklist. Here are some things to think about before you head off on your trip

  • CHECK THE EXPIRY DATE OF YOUR VISA DEBIT CARD: Please check the expiry date on your LCU Visa debit card - if the card is due to expire while you are overseas contact LCU to arrange an early renewal. Please allow at least 2 weeks prior to your departure to order your new/replacement card.
  • CHECK FOR LARGE BALANCES: We recommend that you never leave a large balance in the account that your Visa card is attached to - (instead maintain a minimum in the account to cover normal expenditure and transfer extra funds as you need them).
  • BE AWARE OF FEES: Don't forget that fees and exchange rate loadings apply with all overseas ATM withdrawals and Cash Advance transactions. On top of those fees, some ATMs may charge their own fee. In an emergency, replacement Visa cards can be ordered at cost. The cost for an emergency replacement Visa card is USD 175.00.  The replacement card cannot be used in ATMs. The cost of cancelling a request for a replacement card is USD 50.00 . If you require funds urgently, please contact LCU directly to discuss options. 
  • ADVISE US OF YOUR TRAVEL DATES & ITINERARYMake sure you let us know so you won't be stuck without access to your money while overseas. If you don't advise us of your overseas travel dates we may suspect your overseas transactions are fraudulent and restrict access to your Visa Debit Card. 
  • HAVE EMERGENCY NUMBERS HANDY: Visa Global Customer Service is available 24/7 for lost or stolen cards. Visit  - you can find the Toll Free emergency number for the country you are in.  You can find an ATM locator guide on this site as well. 
  Additional information


If you have any questions, please contact us.

EnquireCall 02 9859 0585