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Target Market Determination

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What is a Target Market Determination?

A Target Market Determination (TMD) is a determination that LCU has made to describe the class of customers this product has been designed for; specify product distribution conditions; specify review periods and triggers; and set out reporting requirements.

A TMD is not a product disclosure statement and is not a full summary of the product features or the terms of the product. It is not intended to be a customer disclosure document and does not take into account any person’s individual objectives, financial situation or needs.

If you are interested in acquiring an LCU Banking Product, please carefully read the LCU Account and Access Facility Conditions of Use; Summary of Accounts & Availability of Access Facilities and Fees & Charges brochure before making a decision. This information is available here in our Disclosure Documents or by request.

If you are interested in acquiring Home Loan products, please carefully read the relevant Home Loan Key Fact Sheet and Fees and Charges brochure available here before making a decision. Fees, charges, terms and conditions apply. This information is available on request.

The TMD’s are available by request; email or phone us on 02 9859 0585.