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Loan Rates

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Home Loans

Product Interest Rate Comparison Rate1
Savvy First Home Buyer Loan 3.44% pa 3.87% pa
Intelligent Mortgage Variable 3.94% pa 4.00% pa
Intelligent Mortgage Loan 300 3.70% pa 3.76% pa
Intelligent Mortgage 1 year fixed 3.59% pa 3.96% pa
Intelligent Mortgage 2 year fixed 3.59% pa 3.93% pa
Intelligent Mortgage 3 year fixed 3.59% pa 3.91% pa
Interest Only Home Loan 1 or 2 years  fixed 4.24% pa 4.01% pa
Bridging Loan 1 year fixed 4.64% pa 5.25% pa

1The comparison rate is based on a $150,000 secured loan for a term of 25 years.

Property Investment Loans

Product Interest Rate Comparison Rate1
Property Investment Mortgage Variable 4.19% pa 4.25% pa
Property Investment Mortgage 1 year fixed 3.84% pa 4.22% pa
Property Investment Mortgage 2 years fixed 3.84% pa 4.18% pa
Property Investment Mortgage 3 years fixed 3.84% pa 4.16% pa
Property Investment Mortgage Interest Only 1 or 2 years  fixed 4.24% pa

4.23% pa

1The comparison rate is based on a $150,000 secured loan for a term of 25 years.

Car Loans

Product Interest Rate Comparison Rate2
New Car Loan Sale 5.80% pa 5.84% pa
Green Car Loan 6.75% pa 6.79% pa
New Wheels Car Loan 7.25% pa 7.29% pa
Savvy First Car Loan3 7.75% pa 7.79% pa
Drive Away Car Loan 8.25% pa 8.29% pa

2The comparison rate is based on a $30,000 secured loan for a term of 5 years.
3To be eligible for the Savvy First Car Loan rate you must be aged 18 - 35 and this loan must be for the purchase of your first vehicle.

Personal Loans

Product Interest Rate Comparison Rate4
Green Personal Loan 6.75% pa 6.78% pa
Share Loan 11.15% pa 11.18% pa
Personal Loan 12.75% pa 12.78% pa
Home Renovation Loan 8.60% pa 8.63% pa

4The comparison rate is based on a $30,000 unsecured loan for a term of 5 years.

Overdrafts

Product Interest Rate
Overdraft 13.40% pa
Lifestyle Account Overdraft 4.78% pa
Rates current as at 04/10/2019 and subject to change.

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