Loan Rates
Home Loans
| Product | Interest Rate | Comparison Rate1 |
|---|---|---|
| Introductory Home Loan Offer | 3.79% pa | 4.38% pa |
| Savvy First Home Buyer Loan | 3.88% pa | 4.25% pa |
| Intelligent Mortgage Variable | 4.38% pa | 4.43% pa |
| Intelligent Mortgage Loan 300 | 4.14% pa | 4.19% pa |
| Intelligent Mortgage 1 year fixed | 3.89% pa | 4.39% pa |
| Intelligent Mortgage 2 year fixed | 4.19% pa | 4.40% pa |
| Intelligent Mortgage 3 year fixed | 4.39% pa | 4.44% pa |
| Interest Only Home Loan 1 or 2 years fixed | 5.02% pa | 5.06% pa |
| Bridging Loan 1 year fixed | 5.03% pa | 5.07% pa |
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1The comparison rate is based on a $150,000 secured loan for a term of 25 years. |
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Property Investment Loans
| Product | Interest Rate | Comparison Rate1 |
|---|---|---|
| Property Investment Mortgage Variable | 4.88% pa | 4.94% pa |
| Property Investment Mortgage 1 year fixed | 4.39% pa | 4.88% pa |
| Property Investment Mortgage 2 years fixed | 4.69% pa | 4.90% pa |
| Property Investment Mortgage 3 years fixed | 4.89% pa | 4.93% pa |
| Property Investment Mortgage Interest Only 1 or 2 years fixed | 5.02% pa |
5.06% pa |
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1The comparison rate is based on a $150,000 secured loan for a term of 25 years. |
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Car Loans
| Product | Interest Rate | Comparison Rate2 |
|---|---|---|
| New Car Loan Sale | 5.99% pa | 6.04% pa |
| Green Car Loan | 7.00% pa | 7.05% pa |
| New Wheels Car Loan | 5.99% pa | 6.04% pa |
| Savvy First Car Loan3 | 8.00% pa | 8.05% pa |
| Drive Away Car Loan | 8.50% pa | 8.55% pa |
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2The comparison rate is based on a $30,000 secured loan for a term of 5 years. |
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Personal Loans
| Product | Interest Rate | Comparison Rate4 |
|---|---|---|
| Green Personal Loan | 7.00% pa | 7.05% pa |
| Share Loan | 11.15% pa | 11.20% pa |
| Personal Loan | 13.00% pa | 13.05% pa |
| Home Renovation Loan | 8.85% pa | 8.90% pa |
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4The comparison rate is based on a $30,000 unsecured loan for a term of 5 years. |
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Overdrafts
| Product | Interest Rate |
|---|---|
| Overdraft | 13.65% pa |
| Lifestyle Account - Debit Balance | 5.03% pa |
| Rates current as at 01/10/2018 and subject to change. |
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| Additional information |
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