Loan Rates - LCU

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Home Loans

Product	Interest Rate	Comparison Rate¹
Introductory Home Loan Offer	3.79% pa	4.38% pa
Savvy First Home Buyer Loan	3.88% pa	4.25% pa
Intelligent Mortgage Variable	4.38% pa	4.43% pa
Intelligent Mortgage Loan 300	4.14% pa	4.19% pa
Intelligent Mortgage 1 year fixed	3.89% pa	4.39% pa
Intelligent Mortgage 2 year fixed	4.19% pa	4.40% pa
Intelligent Mortgage 3 year fixed	4.39% pa	4.44% pa
Interest Only Home Loan 1 or 2 years fixed	5.02% pa	5.06% pa
Bridging Loan 1 year fixed	5.03% pa	5.07% pa
¹The comparison rate is based on a $150,000 secured loan for a term of 25 years.

Property Investment Loans

Product	Interest Rate	Comparison Rate¹
Property Investment Mortgage Variable	4.88% pa	4.94% pa
Property Investment Mortgage 1 year fixed	4.39% pa	4.88% pa
Property Investment Mortgage 2 years fixed	4.69% pa	4.90% pa
Property Investment Mortgage 3 years fixed	4.89% pa	4.93% pa
Property Investment Mortgage Interest Only 1 or 2 years fixed	5.02% pa	5.06% pa
¹The comparison rate is based on a $150,000 secured loan for a term of 25 years.

Car Loans

Product	Interest Rate	Comparison Rate²
New Car Loan Sale	5.99% pa	6.04% pa
Green Car Loan	7.00% pa	7.05% pa
New Wheels Car Loan	5.99% pa	6.04% pa
Savvy First Car Loan³	8.00% pa	8.05% pa
Drive Away Car Loan	8.50% pa	8.55% pa
²The comparison rate is based on a $30,000 secured loan for a term of 5 years. ³To be eligible for the Savvy First Car Loan rate you must be aged 18 - 35 and this loan must be for the purchase of your first vehicle.

Personal Loans

Product	Interest Rate	Comparison Rate⁴
Green Personal Loan	7.00% pa	7.05% pa
Share Loan	11.15% pa	11.20% pa
Personal Loan	13.00% pa	13.05% pa
Home Renovation Loan	8.85% pa	8.90% pa
⁴The comparison rate is based on a $30,000 unsecured loan for a term of 5 years.

Overdrafts

Product	Interest Rate
Overdraft	13.65% pa
Lifestyle Account - Debit Balance	5.03% pa

Rates current as at 01/07/2018 and subject to change.

Additional information

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