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Loan Rates

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Home Loans

Product Interest Rate Comparison Rate1
Introductory Home Loan Offer 3 years fixed 1.99% pa 3.12% pa
Savvy First Home Buyer Loan 2.42% pa 3.22% pa
Intelligent Mortgage Variable 3.42% pa 3.48% pa
Intelligent Mortgage Loan 300 3.18% pa 3.24% pa
Intelligent Mortgage 1 year fixed 2.69% pa 3.41% pa
Intelligent Mortgage 2 year fixed 2.64% pa 3.34% pa
Intelligent Mortgage 3 year fixed 2.59% pa 3.27% pa
Interest Only Home Loan 1 or 2 years  fixed 3.99% pa 3.52% pa
Bridging Loan 1 year fixed 4.54% pa 5.16% pa

1The comparison rate is based on a $150,000 secured loan for a term of 25 years.

Property Investment Loans

Product Interest Rate Comparison Rate1
Introductory Investment Home Loan Offer 3 years fixed 1.99% pa 3.12% pa
Property Investment Mortgage Variable 3.42% pa 3.48% pa
Property Investment Mortgage 1 year fixed 2.69% pa 3.41% pa
Property Investment Mortgage 2 years fixed 2.64% pa 3.34% pa
Property Investment Mortgage 3 years fixed 2.59% pa 3.27% pa
Property Investment Mortgage Interest Only 1 or 2 years  fixed 3.99% pa

3.52% pa

1The comparison rate is based on a $150,000 secured loan for a term of 25 years.

Car Loans

Product Interest Rate Comparison Rate2
New Car Loan Sale 5.80% pa 5.84% pa
Green Car Loan 6.75% pa 6.79% pa
New Wheels Car Loan 7.25% pa 7.29% pa
Savvy First Car Loan3 7.75% pa 7.79% pa
Drive Away Car Loan 8.25% pa 8.29% pa

2The comparison rate is based on a $30,000 secured loan for a term of 5 years.
3To be eligible for the Savvy First Car Loan rate you must be aged 18 - 35 and this loan must be for the purchase of your first vehicle.

Personal Loans

Product Interest Rate Comparison Rate4
Green Personal Loan 6.75% pa 6.78% pa
Share Loan 11.15% pa 11.18% pa
Personal Loan 12.75% pa 12.78% pa
Home Renovation Loan 8.60% pa 8.63% pa

4The comparison rate is based on a $30,000 unsecured loan for a term of 5 years.

Overdrafts

Product Interest Rate
Overdraft 13.40% pa
Lifestyle Account Overdraft 4.42% pa
Rates current as at 01/01/2021 and subject to change.

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