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Loan Rates

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Home Loans

Product Interest Rate Comparison Rate1
Introductory Home Loan Offer 3.79% pa 4.32% pa
Savvy First Home Buyer Loan 3.88% pa 4.25% pa
Intelligent Mortgage Variable 4.38% pa 4.38% pa
Intelligent Mortgage Loan 300 4.14% pa 4.19% pa
Intelligent Mortgage 1 year fixed 3.89% pa 4.33% pa
Intelligent Mortgage 2 year fixed 3.89% pa 4.29% pa
Intelligent Mortgage 3 year fixed 3.99% pa 4.28% pa
Interest Only Home Loan 1 or 2 years  fixed 4.59% pa 4.41% pa
Bridging Loan 1 year fixed 4.89% pa 5.47% pa

1The comparison rate is based on a $150,000 secured loan for a term of 25 years.

Property Investment Loans

Product Interest Rate Comparison Rate1
Property Investment Mortgage Variable 4.63% pa 4.69% pa
Property Investment Mortgage 1 year fixed 4.14% pa 4.63% pa
Property Investment Mortgage 2 years fixed 4.44% pa 4.65% pa
Property Investment Mortgage 3 years fixed 4.64% pa 4.68% pa
Property Investment Mortgage Interest Only 1 or 2 years  fixed 4.59% pa

4.63% pa

1The comparison rate is based on a $150,000 secured loan for a term of 25 years.

Car Loans

Product Interest Rate Comparison Rate2
New Car Loan Sale 5.99% pa 6.04% pa
Green Car Loan 7.00% pa 7.05% pa
New Wheels Car Loan 5.99% pa 6.04% pa
Savvy First Car Loan3 8.00% pa 8.05% pa
Drive Away Car Loan 8.50% pa 8.55% pa

2The comparison rate is based on a $30,000 secured loan for a term of 5 years.
3To be eligible for the Savvy First Car Loan rate you must be aged 18 - 35 and this loan must be for the purchase of your first vehicle.

Personal Loans

Product Interest Rate Comparison Rate4
Green Personal Loan 7.00% pa 7.05% pa
Share Loan 11.15% pa 11.20% pa
Personal Loan 13.00% pa 13.05% pa
Home Renovation Loan 8.85% pa 8.90% pa

4The comparison rate is based on a $30,000 unsecured loan for a term of 5 years.

Overdrafts

Product Interest Rate
Overdraft 13.65% pa
Lifestyle Account - Debit Balance 5.03% pa
Rates current as at 01/06/2019 and subject to change.

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