Loan Rates
Home Loans
| Product | Interest Rate | Comparison Rate1 |
|---|---|---|
| Savvy First Home Buyer Loan | 3.44% pa | 3.87% pa |
| Intelligent Mortgage Variable | 3.94% pa | 4.00% pa |
| Intelligent Mortgage Loan 300 | 3.70% pa | 3.76% pa |
| Intelligent Mortgage 1 year fixed | 3.59% pa | 3.96% pa |
| Intelligent Mortgage 2 year fixed | 3.59% pa | 3.93% pa |
| Intelligent Mortgage 3 year fixed | 3.59% pa | 3.91% pa |
| Interest Only Home Loan 1 or 2 years fixed | 4.24% pa | 4.01% pa |
| Bridging Loan 1 year fixed | 4.64% pa | 5.25% pa |
|
1The comparison rate is based on a $150,000 secured loan for a term of 25 years. |
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Property Investment Loans
| Product | Interest Rate | Comparison Rate1 |
|---|---|---|
| Property Investment Mortgage Variable | 4.19% pa | 4.25% pa |
| Property Investment Mortgage 1 year fixed | 3.84% pa | 4.22% pa |
| Property Investment Mortgage 2 years fixed | 3.84% pa | 4.18% pa |
| Property Investment Mortgage 3 years fixed | 3.84% pa | 4.16% pa |
| Property Investment Mortgage Interest Only 1 or 2 years fixed | 4.24% pa |
4.23% pa |
|
1The comparison rate is based on a $150,000 secured loan for a term of 25 years. |
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Car Loans
| Product | Interest Rate | Comparison Rate2 |
|---|---|---|
| New Car Loan Sale | 5.80% pa | 5.84% pa |
| Green Car Loan | 6.75% pa | 6.79% pa |
| New Wheels Car Loan | 7.25% pa | 7.29% pa |
| Savvy First Car Loan3 | 7.75% pa | 7.79% pa |
| Drive Away Car Loan | 8.25% pa | 8.29% pa |
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2The comparison rate is based on a $30,000 secured loan for a term of 5 years. |
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Personal Loans
| Product | Interest Rate | Comparison Rate4 |
|---|---|---|
| Green Personal Loan | 6.75% pa | 6.78% pa |
| Share Loan | 11.15% pa | 11.18% pa |
| Personal Loan | 12.75% pa | 12.78% pa |
| Home Renovation Loan | 8.60% pa | 8.63% pa |
|
4The comparison rate is based on a $30,000 unsecured loan for a term of 5 years. |
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Overdrafts
| Product | Interest Rate |
|---|---|
| Overdraft | 13.40% pa |
| Lifestyle Account Overdraft | 4.78% pa |
| Rates current as at 04/10/2019 and subject to change. |
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| Additional information |
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