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Loan Rates

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Home Loans

Product Interest Rate Comparison Rate1
Introductory Home Loan Offer 1 year fixed 3.59% pa 4.45% pa
Savvy First Home Buyer Loan 3.47% pa 4.27% pa
Intelligent Mortgage Variable 4.47% pa 4.53% pa
Intelligent Mortgage Loan 300 4.23% pa 4.29% pa
Intelligent Mortgage 1 year fixed 4.85% pa 4.57% pa
Intelligent Mortgage 2 year fixed 5.89% pa 4.79% pa
Interest Only Home Loan 1 year fixed 5.40% pa 4.57% pa
Interest Only Home Loan 2 year fixed 5.90% pa 4.70% pa
Bridging Loan 1 year fixed 6.29% pa 6.92% pa

1The comparison rate is based on a $150,000 secured loan for a term of 25 years.

Property Investment Loans

Product Interest Rate Comparison Rate1
Property Investment Mortgage Variable 4.47% pa 4.53% pa
Property Investment Mortgage 1 year fixed 4.85% pa 4.57% pa
Property Investment Mortgage 2 years fixed 5.89% pa 4.79% pa
Property Investment Mortgage Interest Only 1 year fixed 5.40% pa

4.57% pa
Property Investment Mortgage Interest Only 2 year fixed 5.90% pa 4.70% pa

1The comparison rate is based on a $150,000 secured loan for a term of 25 years.

Car Loans

Product Interest Rate Comparison Rate2
New Car Loan Sale 6.80% pa 6.84% pa
Green Car Loan 7.75% pa 7.79% pa
New Wheels Car Loan 8.25% pa 8.29% pa
Savvy First Car Loan3 8.75% pa 8.79% pa
Drive Away Car Loan 9.25% pa 9.29% pa

2The comparison rate is based on a $30,000 secured loan for a term of 5 years.
3To be eligible for the Savvy First Car Loan rate you must be aged 18 - 35 and this loan must be for the purchase of your first vehicle.

Personal Loans

Product Interest Rate Comparison Rate4
Green Personal Loan 7.75% pa 7.78% pa
Share Loan 12.15% pa 12.18% pa
Personal Loan 13.75% pa 13.78% pa
Home Renovation Loan 9.60% pa 9.63% pa

4The comparison rate is based on a $30,000 unsecured loan for a term of 5 years.

Overdrafts

Product Interest Rate
Overdraft 14.40% pa
Lifestyle Account Overdraft 5.42% pa
Rates current as at 01/07/2022 and subject to change.

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