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Fee Free Banking

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Want to avoid paying those annoying transaction fees? At Laboratories Credit Union our members are our focus. Here's some handy tips on how you can avoid paying unnecessary fees.

Make the most of Internet Banking & Phone Banking options

You can obtain balances, transfer funds between accounts and externally, BPAY® your bills anytime through Phone and Internet banking. Transactions are fee-free.

Press "Credit"

To avoid paying fees press the “Credit*” option when using your Visa Debit Card. There is no monthly transaction limit or fees when you use the “Credit*”option. This includes payments made by payWave, Apple Pay and Android Pay.

You will only receive 10 free POS transactions if you select CHQ/SAV when you make a purchase. After 10 there is a $1.80 fee for each additional transaction.

BPAY

All BPAY transactions whether by LcuDirect or via My ViewPoint are fee-free transactions.

Use a RediATM or NAB ATM to withdraw cash

For free ATM withdrawals use RediATM’s; NAB ATM’s or just look for machines displaying the rediATM sign. WARNING If you use any other ATM you may be charged at the point of withdrawal by the owner of that ATM.  

Find your nearest ATM

Direct Debit

As an alternative to making periodical payments, or writing cheques, pay your regular payments by direct debit. This is a fee-free transaction.

Account balances

Check your balances and making sure you have sufficient cleared funds in your account to avoid paying dishonour fees or transfer fees.

Investigate other account & loans

Check out our full range of products & services – you’ll find them extremely competitive.

*Please note that some merchants may charge their own fees or a surcharge when you choose this option.

  Additional information

Questions?

If you have any questions, please contact us.

EnquireCall 02 9859 0585