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Deposit Rates

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Savings Accounts

S1 On Call Savings Account Interest Rate
$1 - $9999 0.01% pa
$10,000 and over 0.01% pa
S50 E*Saver Interest Rate
$0 - $999 0% pa
$1,000 and over 0.30% pa
S51 E*Saver Business Account Interest Rate
$0 - $999 0% pa
$1,000 and over 0.05% pa
S4 Christmas Club Interest Rate
$1 and over 0.10% pa
Intelligent Saver Account S8/Business Account S10 Interest Rate
$1 - $9,999 0.01% pa
$10,000 to $49,999 0.01% pa
$50,000 to $99,999 0.03% pa
$100,000 and over 0.05% pa
S34 Savvy Saver Account Interest Rate
$1 and over 0.86% pa (Base 0.01% pa + Bonus 0.85% pa)*

Interest calculated daily, paid monthly.
*Bonus interest only applies with deposits over $200 and no withdrawals within the same month
S33 Young & Free Student Account Interest Rate
$1 - $1,000 3.50% pa

For balances over $1,000 please refer to the S1 interest rates
Only available for current LCU members and their family who are High School and or Tertiary students with a regular monthly income
Fixed Term Deposits Interest Rate
3 - 5 months 0.45% pa
6 - 11 months 0.50% pa
12 months 0.60% pa
13 - 23 months 0.60% pa
24 - 36 months 0.60% pa
Loyalty bonus +0.10% pa*

Interest paid on maturity. Minimum deposit $1,000 (members under 18 years old minimum $500). For deposits over $500,000 rates by negotiation.
*If you roll over your Personal Term Deposit (for the same or a different term) and you hold all of your funds in your new Personal Term Deposit until the maturity date, you will be rewarded with a loyalty bonus - a non-cumulative add-on to the standard Personal Term Deposit interest rate applicable at roll over.
Fixed Term Deposit - Cheque a month Interest Rate
12 Months 0.45% pa

Interest paid monthly or quarterly – minimum deposit $5,000. The loyalty bonus offer does not apply to the cheque a month term deposit.

 

Rates current as at 01/02/2021 and subject to change.
  Additional information

Questions?

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