Our Personal loans come with some great benefits
Variable and lump sum repaymentsBy contributing any extra income to your loan, in addition to your usual repayments, you are able to pay off your loan sooner and therefore you could save thousands of dollars in interest costs. Early repayment without penaltyThe earlier you pay off your loan the more money you save in interest charges. Some institutions charge a fee to help recover their lost interest. However, we don't charge for this service. Free redraw facilityThe Credit Union gives you the option of making extra repayments on your loan and then having the flexibility of being able to redraw on these extra repayments. Terms and conditions are available on application. No monthly loan service feesUnlike some other institutions, we do not charge any account keeping or service fees on our loan accounts, saving you money. Automatic repayments (salary/account)Our preferred method is via automatic payroll deduction. However you can arrange to make your loan repayments by direct debit from your savings or transaction account with LCU or another financial institution.
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