Laboratories Credit Union Limited



Make payments from your phone!

You can use your mobile phone to make payWave payments on a device of your choice. Check out the tabs for your suitable device.

Digital wallet makes payments simple, easy and fast!


Apple Pay with LCU. The easy way to pay everyday

Using Apple Pay is simple and it works with the devices you use every day. Your card information is secure because it isn’t stored on your device or shared when you pay. Paying in stores, apps and on the web has never been easier, safer, or more private.*

Set-up is simple

Adding your card to Apple Pay is easy. Here's how to get started:


Apple Watch


LCU - Banking App

When you add you LCU card to Apple Pay, the card will be defaulted to the Visa network for payments with Apple Pay. To change the payment network on:


Apple Watch

If you have added your LCU Visa card to Apple Pay from the LCU - Banking App only the Visa network will be available for purchases with Apple Pay. To access both the Visa and eftpos networks you will need to remove and re-add your Visa debit card using these steps.  

The easy, secure and private way to pay

Paying in stores

Apple Pay is the easiest way to pay in stores with your iPhone and Apple Watch. You can quickly check out using devices you carry every day.*

Paying in apps and on the web

Use Apple Pay to make purchases in all kinds of apps on your iPhone and iPad. Paying is as simply as selecting Apple Pay at checkout and completing the payment using Face ID or Touch ID. Apple Pay is also the easier, safer way to pay online in Safari on your iPhone, iPad, and Mac, as you no longer have to create an account or fill out lengthy forms. Simply pay and go. You can also pay on your MacBook using Touch ID.*

Lost or Stolen cards

Call us straight away so that we can cancel your card. When you request a new card we’ll update your lost or stolen card details automatically in Apple Pay. And while you wait for your new card to arrive, you can keep making all your everyday purchases using Apple Pay on iPhone, Apple Watch, iPad and Mac.

* Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible Apple Pay devices, see

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc. 

  Additional information



Google Pay - Digital Wallet

The convenience of a mobile wallet is now in your hands

Google PayTM is the fast, simple way to pay with Google. Download Google Pay and add your  LCU Visa card to start making simple, secure purchases today.

Google Pay allows you to use NFC capable Android devices running Lollipop 5.0 and above to make payments. It brings together everything you need at checkout and keeps your payment info safe in your Google Account until you’re ready to pay.

Tap. Pay. Done. It’s that easy.

You don’t even need to open the app – simply wake your device by tapping the home or power button to pay in person with a tap of your phone. You can use Google Pay wherever contactless payments are accepted. For transactions over $100 you will need to enter your PIN at the terminal.

Speed through checkout online

With Google Pay, you can pay with a few quick clicks in apps and on the web. No need to enter your payment info. Simply select the Google Pay icon at the checkout.

Download NOW and add your LCU Visa card at

How it works

1. Download
Download the free Google PayTMapp from the Google Play Store

2. Add
Add your LCU Visa Debit Card

3. Tap & Pay
NO need to launch the app - simply wake your device to:

Pay in person with a tap of your phone wherever contactless payments are accepted. For transactions over $100 you will need to enter your PIN at the terminal Or Pay in-app by selecting ‘Buy with Google Pay.’

1. Download

2. Add

3. Tap & Pay

Choice, Simplicity and Security

Google Pay offers a smart way to make fast purchases with any credit or debit card, across compatible Android devices that is both simple and secure.

Google Pay doesn’t send your actual credit or debit card number with your payment - so your card details stay safe.

You’ll know exactly when and where your transactions occur - making it easy to catch any suspicious activity. And if your phone is ever lost or stolen, you can instantly lock your device from anywhere, secure it with a new password, and wipe it clean of your personal information.

So whether you’re in-store or in-app – with Google Pay, a simple and secure checkout is always just a phone tap away!

Download NOW and add your LCU Visa Card

  Additional information

Android, Google Pay, and the Google Logo are trademarks of Google LLC.