Laboratories Credit Union Limited

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Are you thinking of buying your own home? 

Buying your first home is a big step in your life so we want to help you make the loan process as simple as possible. LCU has been helping our members buy their first home for over 60 years. Our loan specialists will be with you every step of the way.

LCU’s Savvy First Home Buyer Loan is a special loan designed to help first home buyers pay off their loan as quickly as possible.


 

Benefits of an LCU Savvy First Home Buyer Loan

  • Discount of 0.5%* from the standard variable loan rate for the first 3 years
  • LCU pays legal fees and valuation costs up to $800
  • 100% offset
  • No Redraw fees
  • No ongoing fees
  • Early repayment options without penalty for variable rate home loans.
  • Variable and lump sum repayments
  • Automatic repayment from salary

Take a look at our Home Loans

At LCU, we have a wide range of home loans which have been tailored to suit your needs. For full details on our various home loans and rates, please take a look at our home loans page.

  Additional information

Questions?

If you have any questions, please contact us.

*The Savvy First Home Buyer Loan offers an ongoing discount of 0.50% for 3 years off our Intelligent Mortgage Variable Loan Rate

Apply OnlineEnquireCall 02 9859 0535

 

Before you apply, we would like to know more about you.

Evidence of Income:

  • Copy of 2 current pay slips or a letter from your employer stating commencement date and salary details
  • Proof and source of other income
  • If self-employed please provide full financial statements and tax assessments for the last 2 years and current figures no more than 3 months old
  • A copy of a recent rental lease or bank statements showing receipt of rent.
  • If your pay is not currently deposited to a LCU account, please supply 3 months statements showing payroll income

Evidence of Commitments:

  • Statement of your home and/or other loans
  • A copy of a recent rental lease or if boarding, a letter from the owner
  • Statement of all credit cards and store cards
  Additional information
Apply OnlineEnquire Call 02 9859 0535

Questions?

If you have any questions, please contact us.


 

Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.

  Additional information

Questions?

If you have any questions, please contact us.

Apply OnlineEnquire Call 02 9859 0535