Laboratories Credit Union Limited
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Introductory Investment Loan Offer 

3 Years Fixed^

interest rate1


comparison rate2

Apply OnlineEnquire

  How do I apply?
  What documents do I need?
  • 2 current payslips
  • If your pay is not currently deposited to an LCU account, please supply 3 months' of bank statements showing payroll income.
  • Proof and source of other income
  • If self-employed, full financial statements and tax assessments for the last 2 years and current figures no more than 3 months old
  • Statement of your home and/or any other loans
  • Latest 3 months of statements (all pages) for all credit/store cards showing the credit limit
  • Latest 3 months statements (all pages) of all bank accounts
  • Latest 3 months statements (all pages) of any "buy now/pay later" accounts (if applicable)
  • A recent copy of rental lease or if boarding, a letter from the owner
  • Council Rates notice for all properties owned
  Additional information

1 Rates are subject to change. Please refer to our rates and fees page.
Credit eligibility criteria, terms & conditions, fees & charges apply. For new loans only. Minimum loan amount $350,000 and only available for owner occupied or investment, principal & interest loans with LVR of 80% or less. Applications must be funded within 3 months of formal approval. Offer available until 30 April 2021. Not available in conjunction with any other offer. At the end of the introductory period the loan interest rate will revert to the Intelligent Mortgage Variable Loan rate (currently 3.42% pa).
2Comparison rate based on a loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.