Introductory Investment Loan Offer

Is it time to refinance? Lock in our discounted interest rate for 3 years.

3 Years Fixed^
1.99% pa
interest rate¹

3.12% pa
comparison rate²

Fixed for 3 years
New money only
Property Investor
No ongoing loan fees
100% offset transaction account
Direct access to your loans officer during the application process with a prompt turnaround time
No redraw fees

Apply Online Enquire

How do I apply?

What documents do I need?

Evidence of Income:

Copy of 2 current pay slips or a letter from your employer stating commencement date and salary details
If your pay is not currently deposited to an LCU account, please supply 3 months' of complete bank statements
Proof and source of other income
If self-employed please provide full financial statements and tax assessments for the last 2 years and current figures no more than 3 months old
A copy of a recent rental lease or bank statements showing receipt of rent.

Evidence of Commitments:

Statement of your home and/or other loans
A copy of a recent rental lease or if boarding, a letter from the owner
Latest 3 months' of statements for all credit cards and store cards

Additional information

¹ Rates are subject to change. Please refer to our rates and fees page.
Credit eligibility criteria, terms & conditions, fees & charges apply. For new loans only. Minimum loan amount $350,000 and only available for owner occupied or investment, principal & interest loans with LVR of 80% or less. Applications must be funded within 3 months of formal approval. Offer available until 30 April 2021. Not available in conjunction with any other offer. At the end of the introductory period the loan interest rate will revert to the Intelligent Mortgage Variable Loan rate (currently 3.42% pa).
²Comparison rate based on a loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Introductory Investment Loan Offer
Interest Rates
Variable Interest Rate	3.42% pa
Ability to enter into second fixed rate period?	Yes
Fixed Introductory Interest Rate	1.99% pa¹
Introductory Rate Term in Years	3
Comparison Rate	3.12% pa
Fees
Establishment Fee	$903.60
Valuation fees included within Establishment Fee?	Yes
Annual Fee	$0
Monthly Fee	$0
Fixed discharge fee	$0
Redraw Fee	$0
Fixed Loan Break Fee	Yes
Features
Redraw Facility	Yes
Offset Account	Yes
Additional Repayments Accepted	Yes
Additional Repayments Fee	$0
Simulator Defaults
Minimum Amount	$350000
Maximum Amount	$1500000
Minimum Term in Years	2
Maximum Term in Years	30
Default Amount	$350000
Default Term in Years	30
Calculator Options
Level repayments	No
Enable Interest Capitalisation Option	No

¹ Credit eligibility criteria, terms & conditions, fees & charges apply.. Australian Credit Licence 240807. Minimum loan amount $350,000 and only available for principal & interest loans with LVR of 80% or less. Applications must be received by 27 December 2019 and funded within 3 months. Rate current as at 21/10/19. Not available in conjunction with any other offer. 1At the end of the introductory period the loan interest rate will revert to the Intelligent Mortgage Variable Loan rate (currently 3.53% pa). 2The comparison rate is based on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.