Laboratories Credit Union Limited

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Green Personal Loan

LCU has developed its own Green Loan for the environmentally conscious members to assist in reducing their carbon footprint. Save money twice over with a low rate and by updating your home with energy and water saving devices.

7.00% pa
interest rate

7.05% pa comparison rate1

  • No redraw fees
  • No ongoing fees
  • Early repayment options without penalty
  • Variable and lump sum repayments
  • Automatic repayment from salary

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  How do I apply?
  What documents do I need?

Evidence of Income:

  • Copy of 2 current pay slips or a letter from your employer stating commencement date and salary details
  • Proof and source of other income
  • If self-employed please provide full financial statements and tax assessments for the last 2 years and current figures no more than 3 months old
  • A copy of a recent rental lease or bank statements showing receipt of rent.
  • If your pay is not currently deposited to a LCU account, please supply 3 months statements showing payroll income

Evidence of Commitments:

  • Statement of your home and/or other loans
  • A copy of a recent rental lease or if boarding, a letter from the owner
  • Statement of all credit cards and store cards
  Additional information

Rates are subject to change. Please refer to our rates and fees page.
1Comparison rates are calculated on a loan amount of $30,000 over a term of 5 years for an unsecured loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


Green Personal loan
Interest Rates
Variable Interest Rate7.00% pa
Comparison Rate7.05% pa1
Features
Automatic Deposits (salary / account)Yes
Minimum Amount$2,000 
Maximum Amount$50,000 
Loan periodup to 7 years
RepaymentsWeekly, fortnightly or monthly
Early repayments without penaltyYes
Fees
Annual Fee$0 
Monthly Fee$0 
Redraw Fee$0 


 

1 Comparison rates are calculated on a loan amount of $30,000 over a term of 5 years for an unsecured loan. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.