Introductory Investment Loan Offer

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Introductory Investment Loan Offer

Is it time to refinance? Lock in our discounted interest rate for 2 years.

2 Years Fixed^
2.29% pa
interest rate¹

3.73% pa
comparison rate²

Fixed for 2 years
New money only
Property Investor
No ongoing loan fees
LCU pays legal fees and valuation costs up to $500³
100% offset transaction account
Direct access to your loans officer during the application process with a prompt turnaround time
No redraw fees

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How do I apply?

What documents do I need?

Evidence of Income:

Copy of 2 current pay slips or a letter from your employer stating commencement date and salary details
If your pay is not currently deposited to an LCU account, please supply 3 months' of complete bank statements
Proof and source of other income
If self-employed please provide full financial statements and tax assessments for the last 2 years and current figures no more than 3 months old
A copy of a recent rental lease or bank statements showing receipt of rent.

Evidence of Commitments:

Statement of your home and/or other loans
A copy of a recent rental lease or if boarding, a letter from the owner
Latest 3 months' of statements for all credit cards and store cards

Additional information

¹ Rates are subject to change. Please refer to our rates and fees page.
Credit eligibility criteria, terms & conditions, fees & charges apply. Minimum loan amount $350,000 and only available for Investment principal & interest loans with LVR of 80% or less. Applications must be funded within 3 months of formal approval. Offer current as at 01/09/2020. Offer available for a limited time only and may be withdrawn at any time. Not available in conjunction with any other offer.
^At the end of the introductory period the loan interest rate will revert to the Investment Intelligent Mortgage Variable Loan rate (currently 3.97% pa).
²Comparison rate based on a loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Key features
Calculator

Introductory Investment Loan Offer
Interest Rates
Variable Interest Rate	3.97% pa
Ability to enter into second fixed rate period?	Yes
Fixed Introductory Interest Rate	2.29% pa¹
Introductory Rate Term in Years	2
Comparison Rate	3.73% pa
Fees
Establishment Fee	$903.60
Valuation fees included within Establishment Fee?	Yes
Annual Fee	$0
Monthly Fee	$0
Fixed discharge fee	$0
Redraw Fee	$0
Fixed Loan Break Fee	Yes
Features
Redraw Facility	Yes
Offset Account	Yes
Additional Repayments Accepted	Yes
Additional Repayments Fee	$0
Simulator Defaults
Minimum Amount	$350000
Maximum Amount	$1500000
Minimum Term in Years	2
Maximum Term in Years	30
Default Amount	$350000
Default Term in Years	30
Calculator Options
Level repayments	No
Enable Interest Capitalisation Option	No

¹ Credit eligibility criteria, terms & conditions, fees & charges apply.. Australian Credit Licence 240807. Minimum loan amount $350,000 and only available for principal & interest loans with LVR of 80% or less. Applications must be received by 27 December 2019 and funded within 3 months. Rate current as at 21/10/19. Not available in conjunction with any other offer. 1At the end of the introductory period the loan interest rate will revert to the Intelligent Mortgage Variable Loan rate (currently 3.53% pa). 2The comparison rate is based on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Introductory Investment Loan Offer