Buy my first home

Benefits of an LCU Savvy First Home Buyer Loan

Discount of 0.50%¹ for the first 3 years of your loan
100% offset
No Redraw fees
No ongoing fees
Early repayment options without penalty
Variable and lump sum repayments
Automatic repayment from salary

Take a look at our Home Loans

At LCU, we have a wide range of home loans which have been tailored to suit your needs. For full details on our various home loans and rates, please take a look at our home loans page.

Additional information

Questions?

If you have any questions, please contact us.

_{^*The Savvy First Home Buyer Loan offers an ongoing discount of 0.50% for 3 years off our Intelligent Mortgage Variable Loan Rate}

Apply Online Enquire Call 02 9859 0535

Before you apply, we would like to know more about you.

2 current payslips
If your pay is not currently deposited to an LCU account, please supply 3 months' of bank statements showing payroll income.
Proof and source of other income
If self-employed, full financial statements and tax assessments for the last 2 years and current figures no more than 3 months old
Statement of your home and/or any other loans
Latest 3 months of statements (all pages) for all credit/store cards showing the credit limit
Latest 3 months statements (all pages) of all bank accounts
Latest 3 months statements (all pages) of any "buy now/pay later" accounts (if applicable)
A recent copy of rental lease or if boarding, a letter from the owner
Council Rates notice for all properties owned