Buy a home

With an LCU home loan you can expect the following:

100% offset
No Redraw Fees
No ongoing Fees
Early repayment options without penalty for variable rate home loans
Variable and lump sum repayments
Automatic repayment from salary

Take a look at our Home Loans

At LCU, we have a wide range of home loans which have been tailored to suit your needs. For full details on our various home loans and rates, please take a look at our home loans page.

Additional information

Questions?

If you have any questions, please contact us.

Apply Online Enquire Call 02 9859 0535

Before you apply, we would like to know more about you.

2 current payslips
If your pay is not currently deposited to an LCU account, please supply 3 months' of bank statements showing payroll income.
Proof and source of other income
If self-employed, full financial statements and tax assessments for the last 2 years and current figures no more than 3 months old
Statement of your home and/or any other loans
Latest 3 months of statements (all pages) for all credit/store cards showing the credit limit
Latest 3 months statements (all pages) of all bank accounts
Latest 3 months statements (all pages) of any "buy now/pay later" accounts (if applicable)
A recent copy of rental lease or if boarding, a letter from the owner
Council Rates notice for all properties owned