Everything you need to know about using Apple PayEnjoy all the benefits of using your LCU Visa card with Apple Pay. Check out the FAQ below to learn more.
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FAQ |
General What is Apple Pay? Apple Pay is a digital wallet from Apple which lets you use a compatible iPhone, Apple Watch, iPad or Mac to make secure contactless purchase in stores, within selected apps and participating websites. Which Apple devices can I use? Apple Pay is available on iPhone, iPad, Apple Watch, Mac with Touch ID, Mac with an Apple Pay enabled iPhone or Apple Watch and the latest OS. For a list of compatible Apple Pay devices, see https://support.apple.com/en-au/HT208531 Does Apple store the card details? No, your card details are not stored on the device or in the Cloud. When a card is added to Apple Pay, a Device Account Number replaces the need for the card number. What is the Device Account Number? The Device Account Number is used to make secure purchases in stores and within apps and websites. It will not work if it is compromised in any way and cannot be used outside of the device it is assigned to. Where can I find the Device Account Number? The Device Account Number can be found by opening the Wallet app, tap the card, then tap the symbol in the top right corner and then scrolling down to find Device Account Number. Does it cost me anything to use Apple Pay? No, it does not cost you anything extra to use Apple Pay. The usual credit or debit charges apply to purchases and some retailers may apply a credit or debit card surcharge to purchases made using any payment method, including Apple Pay, contactless or chip and PIN transactions. You require an active data plan or Wi-fi connection to add your card to Apple Pay. Based upon your mobile plan and network, additional message and/or data charges may apply. Setting up Apple Pay You do not need to download any additional app to use Apple Pay. The latest version of iOS and watchOS is required to set up cards in Apple Pay. Set up Apple Pay How do I add a card to Apple Pay? Adding a card to Apple Pay is different depending upon device: iPhone
Apple Watch
iPad
How do I activate my card with Apple Pay? For security purposes, when a new card is added to Apple Pay we’ll ask you to complete a verification check before it can be used with Apple Pay. We’ll either:
Can a single card be added to multiple Apple Pay wallets? Yes, a card can be added to Apple Pay on multiple devices, however the card will need to be added to each device separately. How do I change the default payment network? When you add your LCU Visa card to Apple Pay, the card will be defaulted to the Visa network for payments with Apple Pay. If you added your LCU Visa card to Apple Pay from The LCU - Banking App you will only be able to access the Visa network when making purchases with Apple Pay. To access both the Visa and eftpos networks you will need to remove and re-add your Visa debit by following the below steps titled "How do I remove a card from Apple Pay" and then follow the steps above titled "How do I add a card to Apple Pay?". To change the payment network on iPhone
To change the payment network on Apple Watch
Using Apple Pay Where can I use Apple Pay? You can use your device to make a payment using Apple Pay in stores or anywhere you can tap and pay. Apple Pay can also be used within apps or on participating websites wherever they see the buy with Apple Pay mark. How do I make payment in stores with an iPhone? Pay with iPhone with Face ID
Pay with iPhone with Touch ID
How do I make payment in stores with an Apple Watch? Pay with Apple Watch
How do I make payment within an app or on participating websites? With your iPhone, iPad and Apple Watch, you can use Apple Pay to pay within apps when you see Apple Pay as a payment option. To pay with Apple Pay within an app:
iPhone X or later or iPad with Face ID:
iPhone 8 or earlier or iPad without Face ID:
Apple Watch:
Can I use Apple Pay to make a payment on the web in Safari? Yes. With your iPhone or iPad
iPhone X or later or iPad with Face ID:
iPhone 8 or earlier or iPad without Face ID:
Apple Watch:
When your payment is successful, you’ll see Done and a tick on the screen. With your Mac models with Touch ID
When your payment is successful, you'll see Done and a tick on the screen. With other Mac models
iPhone X or later:
iPhone 8 or earlier:
Apple Watch:
When your payment is successful, you'll see Done and a tick on the screen. Is there a transaction limit when using Apple Pay in store? LCU limits all contactless payments to $500 per day. Depending on the store and transaction amount, you might need to sign a receipt or enter your PIN. If the transaction is declined and you have sufficient funds in your account you have most likely reached your contactless limit and will need to insert the plastic card and select Credit/Visa Debit.
How do I return an item purchased with Apple Pay in stores? You may need to provide the last four digits of the Device Account Number to the retailer. This can be found by opening the Wallet app and tapping the symbol in the top right corner and then scrolling down to find Device Account Number. Will I be able to view my Apple Pay transactions within the Wallet app? Yes, you will be able to view the last 10 transactions made using Apple Pay on that device within the Wallet app. Eftpos transactions made using your LCU Visa card with Apple Pay can currently only be viewed via Internet Banking & the LCU - Banking App. Will I be able to view my Apple Pay transactions in my bank statement? Transactions will appear as they normally do on a bank or credit card statement. Is Apple Pay secure? Yes, Apple Pay is secure. A unique Device Account Number is securely stored on a chip in the device so payment can be made without any card information having to be shared with the retailer. Other features which help to keep your payments secure and safe include: iPhone and iPad
Apple Watch
Can I get cash out with my LCU Visa debit card with Apple Pay? Managing Cards How do I change my default card? The first card added to the Wallet app becomes the default card for that device. To change a default card you must follow these steps: iPhone
Apple Watch
iPad
How do I remove a card from Apple Pay? To remove a card from Apple Pay you must follow these steps: iPhone
Apple Watch
iPad
For more information about managing your cards with Apple Pay visit https://support.apple.com/en-au/HT205583 Please note: if you remove your device passcode or Face ID, Touch ID security feature, or sign out of iCloud, all cards will be removed from Apple Pay on the device. How to do I update my LCU Visa card in Apple Pay to include the eftpos payment network? To update your Card on iPhone and Apple Watch
Update your Card on Apple Watch
What should I do if my card is lost or stolen? You should contact us straight away on 02 9859 0585 so the lost or stolen card can be cancelled and no further purchases made. When the replacement card is issued we will automatically update Apple Pay with your new card details. You can continue to make purchases using Apple Pay before your new card arrives. You may be limited to transactions under $100 until your new PIN arrives. Get help if your device is lost or stolen link: https://support.apple.com/en-au/HT201472 What should I do if my iPhone or iPad is lost or stolen? If you have the Find My iPhone app you can use it to remotely lock the device and disable the use of the Apple Pay function. Or you can log into iCloud.com and remove all cards from Apple Pay remotely. If you do not have the app you should contact us on 02 9859 0585 to request that your card be disabled for use with Apple Pay. Get help if your device is lost or stolen link: https://support.apple.com/en-au/HT201472 What should I do if my Apple Watch is lost or stolen? You should contact us on 02 9859 0585 to request that your card be disabled for use with Apple Pay. You should also go to iCloud.com and remove your card from Apple Watch. If you find your Apple Watch you can add your card back by following the same steps you went through when you set the card up with Apple Pay originally. Get help if your device is lost or stolen link: https://support.apple.com/en-au/HT201472 |
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