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Budgeting Tips

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Written by Christopher Sharpe

For many Australians, budgets are akin to New Years’ Resolutions; easy to start, and difficult to maintain.

As the national household debt level rises to over $1.5 trillion (that’s $67,000 for every man, woman, and child), some analysts warn that our standard of living will be unsustainable. In the midst of our burdened economy, it becomes vital to have a detailed budget, or risk joining the masses in debt danger.

In order to prepare you for the unpredictable financial landscape, here are three steps to give your budget a makeover.


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Dont be an April fool Keep your PINs secret codes and passwords secure

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Written by Ami Shukla

The security of your access cards, PIN’s, secret codes and passwords is extremely important because they give unrestricted access to your account. You must take every effort to protect the card, PIN, secret code or password from theft, loss or unauthorised use, to help prevent fraudulent or unauthorised use of the access method.

Here are some way you can protect yourself.


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The Truth about BPAY

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Written by Ami Shukla

BPAY is a much loved Australian payment method; however there are a lot of myths out there about the details of paying with BPAY.


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Make the switch to Online Statements

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Written by Ami Shukla

With the changes to the Australian Post delivery service, delivery of your bank statements will now take longer and cost more. We are now encouraging all of our members to sign up for Online Statements. With Online Statements, your statements will be ready to view on your My ViewPoint Internet banking as soon as they become available. You will also be doing your bit for the environment.


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Share the LCU love

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Written by Ami Shukla

We encourage our members to share the LCU love with family and friends. If you are happy with LCU’s products & services why not share it and keep our credit union strong for the future.


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