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Savings accounts and Term Deposits

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To open a savings account with us you have to be an LCU member

If you would like to become an LCU member please Apply Online or fill out an LCU membership application form and send it back to us with the required ID.

On Call Savings Accounts

Opened for you automatically when you become a member.

  • Everyday transaction account
  • Visa Debit Card available
  • Convenient access 24/7
Find out more

Earn up to
0.05% pa
Variable interest rate

Apply Online EnquireCall 02 9859 0585

Young & Free Student Account

Students can learn to save with an LCU Young & Free Student Account

  • For full-time students aged 8 - 25
  • Higher interest rates for funds up to $1,000.
  • No account keeping fees
  • Visa Debit Cards may be available1
Find out more

Earn up to
4.50% pa
Variable interest rate

Apply Online EnquireCall 02 9859 0585

Intelligent Saver Account

The more you save, the higher the rate of interest you earn!

  • Be rewarded for saving
  • Visa Debit Card available
  • Convenient access 24/7
Find out more

Earn up to
0.10% pa
Variable interest rate

Apply Online EnquireCall 02 9859 0585

Business Accounts - Current Members

Easy and efficient way to manage your business cash flow and simplify your administration

  • Visa Debit Card available
  • Convenient access 24/7
Find out more

Earn up to
0.10% pa
Variable interest rate

Apply via PDFEnquireCall 02 9859 0585

E*Saver Account

Maximise your interest return with an online savings account for balances over $1,000.

  • A higher rate of interest
  • No account keeping fees
  • Everyday access to your funds through Internet banking
Find out more

Earn up to
1.70% pa
Variable interest rate

Apply Online EnquireCall 02 9859 0585

E*Saver Business Account

Maximise your interest return with an online business savings account for balances over $1,000.

  • A higher rate of interest
  • No account keeping fees
  • Everyday access to your funds through Internet banking

Find out more

Earn up to
1.50% pa
Variable interest rate

Apply Online EnquireCall 02 9859 0585

Savvy Saver Account

Designed to help 18 – 35 year olds reach their financial goals.

  • Reach your savings goal faster with bonus interest rates
  • No account keeping fees
  • Interest paid monthly
Find out more

Earn up to
2.05% pa
Variable interest rate

Apply Online EnquireCall 02 9859 0585

Christmas Club Account

Plan ahead with our Christmas Club Account. 

  • No account keeping fees
  • Funds are only available from 15 November to 31 January
  • Avoid the temptation of spending prior to Christmas
Find out more

Earn up to
0.10% pa
Variable interest rate

Apply Online EnquireCall 02 9859 0585

Fixed Term Deposit

Earn interest on money that you do not need to immediately access. Email or phone LCU with the amount and term required for your investment.

  • Variety of terms to fit your investment needs
  • Interest fixed for the term of the investment

Find out more

Earn up to
2.65% pa

Variable interest rate

Apply via PDFEnquireCall 02 9859 0585

Mortgage Offset Account

Our Mortgage Offset Account facility can compliment your home loan with us

  • 100% Offset
  • 24/7 Access
  • Visa Debit Card Available
  • Reduce your mortgage interest charges
Find out more

 

Apply via PDFEnquireCall 02 9859 0585
  Additional information

Any advice given is of general nature only and does not take into consideration your objectives, financial situation or needs.
Please consider the appropriateness of the advice before acting.
Rates are subject to change. Please refer to our rates and fees page
1Only available to High School and Tertiary students with a regular monthly income.