Whatever the purpose, LCU’s Personal Loan will have you indulging in no time.
No redraw fees
No ongoing fees
Early repayment options without penalty
Variable and lump sum repayments
Automatic repayment from salary
Here's a list of everything that you'll need to apply for a loan with us.
Latest 3 months of statements (all pages) for all credit/store cards showing the credit limit
Latest 3 months statements (all pages) of all bank accounts
Latest 3 months statements (all pages) of any “buy now/pay later” accounts (if applicable)
A recent copy of rental lease or if boarding, a letter from the owner
Council Rates notice for all properties owned
Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.
At LCU, we have a range of personal loans which have been tailored to suit your needs.
When you’re ready to apply, you can book an appointment online or request a call from a LCU lending specialist who will help you with your application.
1 Rates are subject to change. Please refer to our rates and fees page. Credit eligibility criteria, terms & conditions, fees & charges apply.
2 Comparison rate based on a secured loan amount of $30,000 over a term of 5 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Please view the Target Market Determination for this product L11 Personal Loan – Target Market Determination
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rate1