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Home loans

Home loans for every need with tools,
calculators and guides to help you choose.

Tools & Calculators
First home buyer
Refinance your home loan
Home Loans Rates

Introductory
Home Loan

6.29
%
fixed
introductory
interest
rate1
PA
6.27
%
comparison
rate2
PA

Is it time to refinance? Lock in our discounted interest rate for 1 year. (For new money only)

100% offset

No redraw fees

No ongoing fees

Variable and lump sum repayments

Automatic repayment from salary

Owner occupied home loan

 

Find out more
Apply online Book appointment
Our offers

Lock in your rate today

Rate lock available | Fee applies

Apply now
Take a look at our Home Loans

At LCU, we have a wide range of home loans which have been tailored to suit your needs. For full details on our various home loans and rates,

Compare rates
Ready to get started?

When you’re ready to apply, you can book an appointment online or request a call from a LCU home lending specialist who will help you with your application.

Book appointment
our offers

Our home loans offers

With an LCU home loan you can expect the following:

100% offset

No redraw fees

No ongoing fees

Early repayment options without penalty for variable rate home loans

Variable and lump sum repayments

Automatic repayment from salary
Apply online
Apply now

How do I apply?

Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.

Quick Start home loan application Apply online now
Call us (02) 9859 0585
Visit us at our branch Contact us
Things you should know

1 Rates are subject to change. Please refer to our rates and fees page. Credit eligibility criteria, terms & conditions, fees & charges apply.
2 Comparison rate based on a loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
Please view the Target Market Determinations here