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Mobile phone security tips

The features that make your phone ‘smart’ also make it susceptible to viruses and malicious software. If your phone isn’t secure and it is lost or stolen, your personal information, including passwords, banking details, emails and photos could be used to access your money or to steal your identity.

Mobile phones, especially smart phones are mobile computers. They allow you to access the internet and email, download applications and games and store personal contacts, photos and information. You need to protect and secure your phone just as you would your home or mobile computer.

 

LCU takes your privacy and online security seriously, but to be completely protected, you need to make sure you are doing your best to fend off the bad guys...

Here are a few things you should keep in mind

 

  • Put a password on your phone and a PIN on your SIM card. Do not rely on the default factory settings. Using a password and PIN will stop thieves getting access to your phone or using the SIM in another phone to make calls. All phones have security settings so familiarise yourself with them and turn them on.
  • Setup your device to automatically lock. If your phone has not been used for a few minutes, it should automatically lock and require a password or PIN to reactivate.
  • Encrypt your data. Some phones allow you to encrypt your data, sometimes using third-party software. Encryption secures your data if your phone is lost or stolen.
  • Consider installing security software from a reputable provider. Anti-virus, anti-theft, anti-malware and firewall software is available for some mobile phone operating systems.
  • Stay with reputable websites and mobile applications (apps). Always keep an eye on your commonly used websites’ addresses and make sure you are not redirected or diverted to other websites. When using any financial mobile applications, such as mobile banking, make sure to only use applications supplied by your financial institution.
  • Be careful when allowing third party unsigned applications to access your personal information. This includes access to your location. Always read permission requests before installing new apps or app upgrades, looking for unusual requests or pleas for money.
  • Do not click on unsolicited or unexpected links. Even when they appear to be from friends.
  • Check your phone bill for unusual data charges or premium rate calls. Contact your service provider immediately if you discover any unusual calls or data usage on your bill.
  • Check for updates to your phone’s operating system regularly. Install them as soon as they are available.
  • Be smart with Wi-Fi and Bluetooth. When connecting to the internet using Wi-Fi, try to use an encrypted network that requires a password. Avoid online banking or financial transactions in busy public areas and over unsecured Wi-Fi networks. Ensure that passers-by can't watch what you are typing (known as shoulder-surfing). Turn Bluetooth off when you aren’t using it.
  • Back up your data regularly. Set up your phone so that it backs up your data when you sync it, or back it up to a separate memory card.
  • If you decide to recycle your phone, make sure you delete all your personal information first. Most phones have an option to reset to factory settings. Remember to remove or wipe any inserted memory cards.
  • To assist you in case of your mobile theft or loss, ask your provider or manufacturer whether it has services such as mobile tracking and the ability to remotely wipe your information stored on the phone.
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© Copyright 2012 Laboratories Credit Union Limited | ABN 77 087 650 217 | AFSL / Australian Credit Licence 240807 | BSB 802 841

Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Account & Access Facility – Conditions of Use and Financial Services Guide before acquiring the product.

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