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LCU Barefoot Pack

The Barefoot Pack is a special product designed for first home buyers.  Our Barefoot Pack, incorporates all the features of our home loans and assists you by paying the legal fees and valuation costs up to $800. The Barefoot Loan is discounted by 0.5% for the first 3 years (against the Intelligent Mortgage rate). Have the peace of mind in knowing you're paying off your home with a low variable interest rate. 

  • Pre-purchase approval available
  • Automatic salary deductions
  • Free redraw with internet access
Key Features
Variable interest rate View our Interest Rates
Discounted rate Yes
Fixed honeymoon rate option (when available) Yes
Maximum borrowing as % of LVR

80% (No LMI), 95% (with LMI)
Loans over $750,000 up to 90% of valuation

Term of loan Up to 30 years 
Free redraw with Internet access Yes
Variable / lump sum repayments Yes
Automatic salary deduction Yes 
Repayment frequency Weekly, fortnightly, monthly
Loan Protection Insurance available No
Pre-purchase approval Yes
No monthly or annual fees Yes

 

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