The Barefoot Pack is a special product designed for first home buyers. Our Barefoot Pack, incorporates all the features of our home loans and assists you by paying the legal fees and valuation costs up to $800. The Barefoot Loan is discounted by 0.5% for the first 3 years (against the Intelligent Mortgage rate). Have the peace of mind in knowing you're paying off your home with a low variable interest rate.
| Key Features | |
|---|---|
| Variable interest rate | View our Interest Rates |
| Discounted rate | Yes |
| Fixed honeymoon rate option (when available) | Yes |
| Maximum borrowing as % of LVR | 80% (No LMI), 95% (with LMI) |
| Term of loan | Up to 30 years |
| Free redraw with Internet access | Yes |
| Variable / lump sum repayments | Yes |
| Automatic salary deduction | Yes |
| Repayment frequency | Weekly, fortnightly, monthly |
| Loan Protection Insurance available | No |
| Pre-purchase approval | Yes |
| No monthly or annual fees | Yes |