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Intelligent Mortgage Loans

Intelligent Mortgage loans are for home buyers and property investors, for refinancing, for renovations, for education, holidays, cars; in fact for any purpose. You have a choice from four Intelligent Mortgage Loans:

  • Intelligent Mortgage L26
  • Intelligent Mortgage 300 L30 (Over $300,000)
  • Intelligent Mortgage Plus L6/L16
  • Intelligent Mortgage (Fixed Interest Rate) L15

With a choice of fixed or variable interest rates, these loans are designed to give you flexibility in your financial dealings at low interest rates.

  • Pre-purchase approval available
  • Automatic salary deductions
  • Free redraw with internet access
Key Features
 Variable interest rate View our Interest Rates
Fixed honeymoon rate (when available) Yes
Maximum borrowing as % of LVR

80% (No LMI) 95% (with LMI)
Loans over $750,000 up to 90% of valuation

Term of loan Up to 30 years 
Free redraw with Internet access Yes
Variable / lump sum repayments Yes 
Automatic salary deduction Yes 
Repayment frequency Weekly, fortnightly or monthly
Loan Protection Insurance available Yes - Intelligent Mortgage Plus* Variable & Fixed 
Pre-purchase approval Yes
No monthly or annual fees Yes

* Applies to Intelligent Mortgage Plus only. Up to $120,000 (excludes honeymoon period)

More Information

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