Intelligent Mortgage loans are for home buyers and property investors, for refinancing, for renovations, for education, holidays, cars; in fact for any purpose. You have a choice from four Intelligent Mortgage Loans:
- Intelligent Mortgage L26
- Intelligent Mortgage 300 L30 (Over $300,000)
- Intelligent Mortgage Plus L6/L16
- Intelligent Mortgage (Fixed Interest Rate) L15
With a choice of fixed or variable interest rates, these loans are designed to give you flexibility in your financial dealings at low interest rates.
- Pre-purchase approval available
- Automatic salary deductions
- Free redraw with internet access
| Key Features | |
|---|---|
| Variable interest rate | View our Interest Rates |
| Fixed honeymoon rate (when available) | Yes |
| Maximum borrowing as % of LVR | 80% (No LMI) 95% (with LMI) |
| Term of loan | Up to 30 years |
| Free redraw with Internet access | Yes |
| Variable / lump sum repayments | Yes |
| Automatic salary deduction | Yes |
| Repayment frequency | Weekly, fortnightly or monthly |
| Loan Protection Insurance available | Yes - Intelligent Mortgage Plus* Variable & Fixed |
| Pre-purchase approval | Yes |
| No monthly or annual fees | Yes |
* Applies to Intelligent Mortgage Plus only. Up to $120,000 (excludes honeymoon period)
More Information
- Read the benefits of our Home Loans
- Need answers? Read our list of FAQs
- Compare our Home Loans
- Use our Loan Calculator to work out what loan is right for you
- Find out more about our Loan Repayment Insurance
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Questions?
If you have any questions, please contact us 
