LCU exists to provide a "Better Financial Alternative" through an up-to-date range of competitive products and services professionally delivered to all our members.
As a member you can access your funds worldwide via ATMs and EFTPOS terminals using your Visa debit card. Combine your Visa Card and cheque book and your funds are as close as your wallet or handbag. You also have access to all your account details 24 hours a day, 7 days a week via our NetTeller internet banking and our LcuDirect phone banking products.
LCU also offers members a variety of loans - home loans, mortgage loans, investment loans, car loans, share loans, personal loans and overdraft loans. All loans are subject to normal lending criteria.
Each person joining the Credit Union is required to purchase a share at $10. A receipt will be issued to record the purchase of your share. Your share is fully refundable should you resign from the Credit Union. Credit Unions and all other financial institutions must apply procedures to prove your identity when you:
- open a new savings, investment or loan account; or
- become a signatory to an account
On these occasions, LCU will need to complete a check of your identity. This procedure will occur once only and will involve:
- sighting an original document used to verify members’ full name, date of birth and residential address; or
- if you are unable to come into the office in person you may have your identity verified by sending to LCU a copy of the document (or combination of documents) that have been certified as a true copy.
For a list of acceptable documents and certifiers please download our “What information we need from you” form.
These procedures are part of the Anti-Money Laundering and Counter Terrorism Financing Act 2006 (Cth), which is designed to help prevent people from using the financial system for tax evasion, money laundering and the financing of terrorism.
LCU, your credit union, supports this Australia-wide effort to fight crime and will do everything it can to make these procedures as smooth as possible for members.
With friendly, caring service combined with strength and security for peace of mind, LCU really is a better financial alternative!
Become a member!
Apply for membership 
Questions?
If you have any questions, please contact us 
