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Banking

Accounts and services to meet all of your banking needs

Empowering Your Financial Future with LCU

Welcome to Laboratories Credit Union, your trusted partner in achieving your financial goals. Explore our range of tailored savings account and fixed term deposit products designed to secure your financial future. Whether you’re saving for a dream vacation, a new home, or simply looking to grow your wealth, we have the perfect solution for you.

Opening a savings account with us is easy, apply online and we’ll have your account open in no time.

All we need are a few details and your account will soon be open. However, don’t worry if you’re pushed for time, you can save your application and complete it at any time, on any device.

Our Promise

Our savings accounts and services

With an LCU account you can expect the following:

A real person to answer your call

No account keeping fees

You have a say in how we run

Competitive rates and products

Personalised customer service

Profits returned to our members and community
New members apply online

Our Savings Accounts

Everyday transaction account

On Call Savings
Account

0.01
%
variable
interest
rate1
PA

An on call account for your everyday spending needs.

Visa Debit Card available for online and in-store shopping

Unlimited transfers (BPAY, EFT, Osko)

Attach a PayID to easily receive payments to your account

Use PayTo to manage payments from your account

Direct Debits

Transfer between your accounts and schedule automatic transfers

Stay up to date with activity on your account by setting custom alerts

Manage your income with automatic credit allocations between your accounts

Manage your bills with BPAYView

Find out more
Apply online Book appointment
Saving

ESaver
Account

1.45
%
variable
interest
rate1
PA

Maximise your interest on balances over $1,000 while keeping everyday access to your funds.

Earn better interest on your savings

Unlimited transfers (BPAY, EFT, Osko)

Attach a PayID to easily receive payments to your account

Use PayTo to manage payments from your account

Direct Debits

Transfer between your accounts and schedule automatic transfers

Stay up to date with activity on your account by setting custom alerts

Manage your income with automatic credit allocations between your accounts

Manage your bills with BPAYView

Find out more
Apply online Book appointment
Bonus Saver

Savvy Saver
Account

2.65
%
variable
interest
rate1
PA

Whether you are saving for a home deposit, a car, a holiday or something else, we can help you reach your savings goal faster with a competitive interest rate.

Earn bonus interest where you deposit at least $200 and make no withdrawals in the same month

Attach a PayID to easily receive payments to your account

Use PayTo to manage payments from your account

Find out more
Apply online Book appointment
Students

Young and Free
Student Account

4.15
%
variable
interest
rate1
PA

Introducing our specialized student savings Account, crafted to equip you with essential financial tools while you pursue your studies.

Higher rate of interest for deposits up to $10,0001

No monthly Visa Card Fee

Visa Debit Card available2

Available for people between the ages of 8 to 25 years old3

Attach a PayID to easily receive payments to your account

Use PayTo to manage payments from your account

Find out more
Apply online Book appointment
Apply now

How do I apply?

Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.

Membership application Apply online now
Enquire online Contact form
Call us (02) 9859 0585
Visit us at our branch Contact Us
Things you should know

Any advice given is of general nature only and does not take into consideration your objectives, financial situation or needs.

Please consider the appropriateness of the advice before acting.

Rates are subject to change. Please refer to our rates and fees page.

Please view the Target market determination for these products here.